{"ok":true,"host":"wealthpulse-phi.vercel.app","status":"ready","manifest":{"positioning":"This host serves individuals evaluating whether and how much home they can afford, given their income, existing debt, down payment, and location. It pulls live FRED mortgage rates to contextualize affordability rather than relying on static assumptions. It is a single-shot analytical tool, not a lender integration or rate-streaming service.","host_overview":"WealthPulse Mortgage Affordability is a single-endpoint service that computes home affordability estimates, monthly payment projections, buy-vs-wait recommendations, and cost-of-waiting analysis using live FRED mortgage rate data. It also surfaces relevant first-time homebuyer assistance programs based on the user's location and financial inputs.","routing_guidance":"Use this host when an agent needs to answer questions about how much home a user can afford, estimate monthly mortgage payments, or provide a data-backed buy-vs-wait recommendation. It is appropriate for first-time homebuyer guidance tied to a specific location. Do not use it for live mortgage rate streaming, loan pre-approval workflows, lender comparisons, or ongoing rate monitoring — those require a dedicated financial data feed or lender API. It is also not suitable for investment property analysis or refinancing scenarios beyond basic affordability framing.","capability_clusters":[{"skill_names":["fetch-mortgage-affordability"],"cluster_name":"Mortgage Affordability Analysis","cluster_summary":"Computes maximum affordable home price, estimated monthly payments, buy-vs-wait recommendation with cost-of-waiting breakdown, and first-time buyer program suggestions based on user financial profile and live mortgage rates."}],"cross_skill_workflows":[]},"model":"claude-sonnet-4-6","version_no":1,"generated_at":"2026-07-21T09:06:34.719Z","provenance":"ai_authored_unreviewed","ai_authored":true,"merchant_reviewed":false,"merchant_edited":false,"merchant_reviewed_at":null,"merchant_edited_at":null,"skill_md_url":"https://x402gle.com/servers/wealthpulse-phi.vercel.app/SKILL.md","skills_url":"https://x402gle.com/servers/wealthpulse-phi.vercel.app/skills.json"}